Celebrating 20 Years of Surcharge-free Access at Thousands of ATMs Around the Country

IT’S YOUR MONEY. SAVE SUM®

SUM Surcharge-Free ATMs

Save U Money

Find a SUM ATM near your home, work, school or while travelling.

SUM Surcharge-Free ATMs 

ATMs Where U Are

Thousands of no-fee ATMs nationwide.

SUM Surcharge-free ATMs

When U Need Them

Free SUM ATM Locator App for your smartphone.

Sum Saves U Money!

Access your money at any SUM® ATM without a surcharge! Use the list of participating financial institutions on this page to see if your financial institution is a SUM member.

SUM is Convenient and Easy to Use

With thousands of ATMs across the country, finding a SUM ATM is EASY. Just look for the SUM logo on participating ATMs or use the locator on this page to find a SUM ATM near you.

FREE SUM Mobile ATM Locator for your Smartphone

Enter “SUM ATM locator” at your favorite mobile app store and download the app for FREE. Available for iPhone® and Android™.

SUM is Automatic for You

You don’t have to do anything to enjoy the benefits of SUM. No registration process, no additional card – just look for SUM ATMs and experience ATM convenience without paying a premium.