SUM now includes
InterCept
Switch ATMs.

SUM Saves U Money!

If your financial institution is a SUM Program Member, you can use any SUM-designated ATM surcharge-free! To see if the financial institution that issued your ATM card is a member of SUM, search the list of participating institutions on this page.

SUM is Automatic for You!

You don’t have to do anything to enjoy the benefits of SUM. No registration process... no additional card... just look for SUM ATMs and experience ATM convenience without paying a premium.

SUM is Convenient –
and Easy to Use!

Finding a SUM ATM is easy – just look for the SUM logo on participating ATMs or use the locator on this page to find a SUM ATM near you!

Watch SUM
“Buddy”on
his travels!

See “Buddy” on tour having fun telling people about the SUM Program.

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InterCept Switch ATMs are now included in the SUM locator.

Looking for a NYCE® ATM?

To find an ATM that participates in NYCE, visit the ATM locator on the NYCE website at  www.nyce.net.
Does my financial institution participate in SUM?
Click a letter below to search for your financial institution:
0-9 A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Participating SUM Institution(s) - Starting with "S"  
SALEM CO-OPERATIVE BANK
SALEM FIVE CENTS SAVINGS BANK
SALLIE MAE BANK
SAUGUS FEDERAL CREDIT UNION
SAUGUSBANK, A CO-OPERATIVE BANK
SAVERS COOPERATIVE BANK
SCIENCE PARK FEDERAL CREDIT UNION
SCITUATE FEDERAL SAVINGS BANK
SCOTIABANK DE PUERTO RICO
SEAMEN'S BANK
SEAPORT CREDIT UNION
SEASONS FEDERAL CREDIT UNION
SECURE CREDIT UNION
SERVICE CREDIT UNION
SHARON CREDIT UNION
SHAWS EMPLOYEES FEDERAL CREDIT UNION
SHORELINE FEDERAL CREDIT UNION
SHREWSBURY FEDERAL CREDIT UNION
SIKORSKY FINANCIAL CREDIT UNION
SIMSBURY BANK & TRUST COMPANY
SOMERSET FEDERAL CREDIT UNION
SOMERVILLE MUNICIPAL FEDERAL CREDIT UNION
SOMERVILLE SCHOOL EMPLOYEES FEDERAL CREDIT UNION
SOUNDVIEW FEDERAL CREDIT UNION
SOUTH ADAMS SAVINGS BANK
SOUTH COASTAL BANK
SOUTH SHORE CO-OPERATIVE BANK DBA S BANK
SOUTH SHORE SAVINGS BANK
SOUTHBRIDGE CREDIT UNION
SOUTHBRIDGE SAVINGS BANK
SOUTHERN MASS CREDIT UNION
SPENCER SAVINGS BANK
ST. ANNE CREDIT UNION
ST. ANNE'S CREDIT UNION
ST. CHARLES BANK & TRUST
ST. JEAN'S CREDIT UNION
ST. MARY'S BANK
ST. MARY'S CREDIT UNION
ST. VINCENT HOSPITAL CREDIT UNION
STAMFORD FEDERAL CREDIT UNION, INC.
STATE BANK OF THE LAKES
STATE EMPLOYEES FEDERAL CREDIT UNION (SEFCU)
STCU CREDIT UNION
STONEHAM MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
STONEHAM SAVINGS BANK
STONEHAMBANK - A COOPERATIVE BANK
STOUGHTON COOPERATIVE BANK
SUTTON BANK
Participating institutions updated weekly