SUM now includes
InterCept
Switch ATMs.

SUM Saves U Money!

If your financial institution is a SUM Program Member, you can use any SUM-designated ATM surcharge-free! To see if the financial institution that issued your ATM card is a member of SUM, search the list of participating institutions on this page.

SUM is Automatic for You!

You don’t have to do anything to enjoy the benefits of SUM. No registration process... no additional card... just look for SUM ATMs and experience ATM convenience without paying a premium.

SUM is Convenient –
and Easy to Use!

Finding a SUM ATM is easy – just look for the SUM logo on participating ATMs or use the locator on this page to find a SUM ATM near you!

Watch SUM
“Buddy”on
his travels!

See “Buddy” on tour having fun telling people about the SUM Program.

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InterCept Switch ATMs are now included in the SUM locator.

Looking for a NYCE® ATM?

To find an ATM that participates in NYCE, visit the ATM locator on the NYCE website at  www.nyce.net.
Does my financial institution participate in SUM?
Click a letter below to search for your financial institution:
0-9 A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Participating SUM Institution(s) - Starting with "M"  
M/A COM FEDERAL CREDIT UNION
MALDEN CITY EMPLOYEES CREDIT UNION
MALDEN TEACHERS FEDERAL CREDIT UNION
MANASQUAN SAVINGS BANK
MANSFIELD COOPERATIVE BANK
MARBLEHEAD BANK
MARLBOROUGH SAVINGS BANK
MARTHA'S VINEYARD SAVINGS BANK
MASS BAY CREDIT UNION
MASSACHUSETTS POSTAL EMPLOYEES CREDIT UNION
MASSACHUSETTS STATE EMPLOYEES CREDIT UNION
MASSMUTUAL FEDERAL CREDIT UNION
MECHANICS COOPERATIVE BANK
MEDICAL AREA FEDERAL CREDIT UNION
MEETINGHOUSE COOPERATIVE BANK
MELROSE COOPERATIVE BANK
MEMBERS FIRST CREDIT UNION
MEMBERS FIRST CREDIT UNION - MI
MEMBERS PLUS CREDIT UNION
MERCANTILE BANK & TRUST COMPANY
MERIDEN SCHOOLS FEDERAL CREDIT UNION
MERRIMACK COUNTY SAVINGS BANK
MERRIMACK VALLEY FEDERAL CREDIT UNION
METHUEN CO-OPERATIVE BANK
METHUEN MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
METRO CREDIT UNION
MID-HUDSON VALLEY FEDERAL CREDIT UNION
MIDDCONN FEDERAL CREDIT UNION
MIDDLESEX FEDERAL SAVINGS, F.A.
MIDDLESEX SAVINGS BANK
MILFORD FEDERAL SAVINGS AND LOAN ASSOCIATION
MILFORD NATIONAL BANK & TRUST COMPANY
MILLBURY FEDERAL CREDIT UNION
MILLBURY NATIONAL BANK
MILLBURY SAVINGS BANK
MIT FEDERAL CREDIT UNION
MONADNOCK COMMUNITY BANK
MONSON SAVINGS BANK
MUTUAL BANK
MUTUAL SECURITY CREDIT UNION
MWABANK
MYCOM FEDERAL CREDIT UNION
Participating institutions updated weekly